Our Services
Owner Occupiers
You must have the best financial product for your primary residence.
Possessing an expensive or inaccurate financial product is wasteful and can cost you thousands of dollars in unnecessary fees and interest each year as your residential property, owner occupier, or principal place of residence does not qualify for ordinary tax benefits.
Your retirement may also be impacted, so we advise you to have your house loan reviewed by a specialist and to consider refinancing your mortgage at least once every 24 to 36 months to ensure that your terms are still competitive.
Possessing an expensive or inaccurate financial product is wasteful and can cost you thousands of dollars in unnecessary fees and interest each year as your residential property, owner occupier, or principal place of residence does not qualify for ordinary tax benefits.
Your retirement may also be impacted, so we advise you to have your house loan reviewed by a specialist and to consider refinancing your mortgage at least once every 24 to 36 months to ensure that your terms are still competitive.
First Home Buyer
With years of dedicated expertise in facilitating seamless property acquisitions for first-time homebuyers, we proudly offer comprehensive support throughout the entire purchase journey. Our committed team diligently explores offerings from all 45 major banks and lenders, tailoring recommendations to align with your unique circumstances.
Rest assured, regular updates from our team will keep you informed, while our proactive collaboration with your advisors—be they accountants, solicitors, real estate agents, or conveyancers—ensures a streamlined and forward-moving process. We specialize in assisting with first home owner grant and home guarantee scheme applications, meticulously assessing your eligibility criteria.
Consider popular options such as house and land packages or off-plan apartments, both of which we can adeptly navigate on your behalf. House and land packages often involve construction home loans, a service we seamlessly organize for you. We’ll also verify the eligibility of your chosen property for various programs.
Navigating the intricacies of stamp duty exemption and providing insights on avoiding lenders mortgage insurance (LMI) are among our core competencies. The combined benefits of the home owner grant, stamp duty exemption, and LMI savings can translate to substantial financial advantages for first-time homebuyers. Our professional handling of these processes, backed by a track record of managing multiple applications weekly, establishes My Finance Mate as a trusted partner in your homebuying journey.
Rest assured, regular updates from our team will keep you informed, while our proactive collaboration with your advisors—be they accountants, solicitors, real estate agents, or conveyancers—ensures a streamlined and forward-moving process. We specialize in assisting with first home owner grant and home guarantee scheme applications, meticulously assessing your eligibility criteria.
Consider popular options such as house and land packages or off-plan apartments, both of which we can adeptly navigate on your behalf. House and land packages often involve construction home loans, a service we seamlessly organize for you. We’ll also verify the eligibility of your chosen property for various programs.
Navigating the intricacies of stamp duty exemption and providing insights on avoiding lenders mortgage insurance (LMI) are among our core competencies. The combined benefits of the home owner grant, stamp duty exemption, and LMI savings can translate to substantial financial advantages for first-time homebuyers. Our professional handling of these processes, backed by a track record of managing multiple applications weekly, establishes My Finance Mate as a trusted partner in your homebuying journey.
Investment Purchase
We check that all of the current home loans held by our investor clients are competitive with respect to rates and products.
Every 18 months, you should evaluate your current loan to make sure it still fits your needs.
Home loans for investors involve more than just choosing between fixed and variable interest rates and whether to pay principal and interest or just interest.
Your short- and long-term financial goals, as well as the kind of product you should be in, will be greatly influenced by your loan to value ratio.
Every 18 months, you should evaluate your current loan to make sure it still fits your needs.
Home loans for investors involve more than just choosing between fixed and variable interest rates and whether to pay principal and interest or just interest.
Your short- and long-term financial goals, as well as the kind of product you should be in, will be greatly influenced by your loan to value ratio.
Commercial Loans
We are aware of the challenges faced by business owners and that interest rates are only one component of the answer. Additionally, we have the appropriate lenders on our panel who can help you choose a solution that meets your needs.
Self Employed /Business Owners
Traditionally, business owners have to pass additional hoops in order to complete their financing arrangement. While many lenders may offer you products, one of our specialties is ensuring that you have the necessary paperwork and can obtain your approval before moving further. We will match your aspirations with the best lender and product for you and your circumstances after you fill out a fact sheet.
Developer Finance
In an era where lenders are wary of taking on risk, your development must be a reliable enterprise with a strong track record. Please contact us so that we can talk about your project and the appropriate goods.
Short Term Business Finance
Particularly in these hard times, short-term business loans might give your company the much-needed cash flow boost. One of the key benefits is that short-term company loans are typically provided by non-bank lenders, making them easier to obtain and—more importantly—having quicker turnaround times.
Asset Finance
You don’t need to invest or lock up your own firm cash to access assets like vehicles, machinery, and equipment thanks to asset finance. Additionally, it can enable you to take out a loan for your firm from an asset financing lender or release cash from the value of the assets you currently possess.
We have access to a large selection of goods that can meet your company’s requirements.
We have access to a large selection of goods that can meet your company’s requirements.
Construction Loans
A construction loan is a specific kind of house loan intended for borrowers who are building a new home or making significant improvements to an existing one. This mortgage is not like other conventional mortgages that are intended for those purchasing already-owned real estate.
The most typical drawdown for a construction loan is progressive. In other words, rather of getting the entire loan amount at once at the beginning, you receive it in installments at different points during the construction process. Usually, interest is only charged on the amount that is actually withdrawn from the loan—not the entire amount. To help with cash flow, this financing also permits interest only while building is underway.
The most typical drawdown for a construction loan is progressive. In other words, rather of getting the entire loan amount at once at the beginning, you receive it in installments at different points during the construction process. Usually, interest is only charged on the amount that is actually withdrawn from the loan—not the entire amount. To help with cash flow, this financing also permits interest only while building is underway.
Self-Managed super fund loans
For savvy real estate investors, these specialized loans provide a distinctive way to use their superannuation savings for well-timed property purchases.
Careful navigation and professional counsel are essential when it comes to SMSF loans, and you need a strategy that goes above and beyond negotiating a fixed rate loan or better interest rate from your current lender.
In order to help you reach your objective of paying off your loan balance as quickly as possible, our knowledgeable brokers can advise you on the best course of action and which lender and product will meet your unique needs.
Careful navigation and professional counsel are essential when it comes to SMSF loans, and you need a strategy that goes above and beyond negotiating a fixed rate loan or better interest rate from your current lender.
In order to help you reach your objective of paying off your loan balance as quickly as possible, our knowledgeable brokers can advise you on the best course of action and which lender and product will meet your unique needs.
Our A-Team:
We can put you in touch with professionals that can assist with every step of the purchasing process. Conveyancers, tax agents, real estate counselors, and independent valuers are among the services included in this.
We are not only a source of affordable loan rates.